Life insurance agents have the important job of helping people prepare for unexpected circumstances. The main tasks of a life insurance agent are to: 1) sell life insurance policies and annuities to clients; and 2) to work with clients and beneficiaries to process insurance claims promptly. Being a life insurance agent involves a lot of selling, which means an interest in and knack for marketing is a must.
A typical day for a life insurance agent involves actively pursuing potential clients by phone, mail, email, or social media; making presentations to clients or groups; and meeting with clients to discuss long-term goals and coverage options. There is a lot of paperwork required in the insurance industry; processing changes in beneficiary and policy loan applications and updating records are frequent job tasks. You’ll also do a fair amount of crunching numbers to determine rates when helping clients find the best products to suit their needs